Brad Wardell's views about technology, politics, religion, world affairs, and all sorts of politically incorrect topics.

The current system has its flaws but it does something profoundly right:

Most people who have health insurance are paying for their own individual health insurance either directly or indirectly through their employer. They are paying into the system for what they get back.

Obama supporters dream of a different system where taxes pay for health insurance instead. The problem with that is that nearly half the population pay no net federal income taxes. 

People get this and they’re pissed off about being saddled with paying for yet another thing for the nearly half of the population who pay no net taxes.

A big reason I have such disdain for the federal government is that the people who don’t pay have not just a lot of control over how money is spent but have an incentive to get ever increasing goodies given to them. Health insurance is just the latest.

According to the 2008 exit polls, over 60% of the people who pay no net federal income taxes voted for Obama. Zip.

So yea, I’m sure they’d love to see the idea of health insurance paid for by tax payers, because it’s free for them.

But the remaining near half the population are stuck with the bill.

And that’s just one reason. Loss of freedom, rationed care, the unintended consequences of moving away from the free market are just a handful of other reasons.

But for me, one of my big frustrations is just getting sick of being stuck with the tab of paying for people who hide their parasitic demands behind the illusion of “compassion”.


Comments (Page 6)
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on Aug 19, 2009

Well these comments just exploded in a fiesta of arguing and outrage.

on Aug 19, 2009

Do you, or do you not think that the chart linked shows a direct connection between the X and Y axis of said chart?

Already answered - see reply 42. I'll even quote the relevant section for you in the hope that you'll be bothered to read it this time.

looking at healthcare spending as a % of GDP is still of some use providing you make sure you group countries in rough GDP per capita bands.

Looking at all of Europe+central asia, for example, there is a clear trend in the data. These will be countries which for the most part are within a broad gdp range, whilst they are geographically close and hence the effects of other variables such as lifestyle differences will be reduced (compared to say comparing Ireland with Malawi).

on Aug 31, 2009

Quit forcing insurance carriers to cover things that they don't want to cover

Including sick people?

on Aug 31, 2009

Infidel

Quit forcing insurance carriers to cover things that they don't want to cover

Including sick people?

The purpose of insurance is to cover the expenses that you can't pay for yourself. The government has taken over that process and forced insurance companies to cover elective care which increases risk which in turn increases cost of coverage. This was done by Senator Kennedy when he introduced HMO's as a matter of law. 20 years later Senator Kennedy then told us that HMO's were evil and we should go to nationalized health care. Both were wrong but he never fixed the HMO's or got rid of the bad law. By forcing the insurance companies to cover hangnails the cost of coverage goes up. Because of law suits insurance companies demand that doctors go overboard in their care to insure them for malpractice. more tests more cost, higher rates.

Taking care of sick people is easy and cheap until you order the insurance companies to cover colds, and scraped knees.

on Oct 03, 2009

The best reason yet:

 


on Oct 03, 2009

ok if he admits that he can't read it, and claims republicans can't read it, and people in the street can't read it, and nobody can really read it (or rather, comprehend it)... then:

1. Why write it out that way? (especially when they say they forced credit card companies to use "plain disclosure")

2. who actually wrote it then? if nobody can even understand it (and keep in mind, most congressmen are lawyers), then who writes it?

3. The constitution is a plain english legislation that works quite well... Why bother passing a thousand page bill who is not understood or read by the people who pass it, (and is then required to be read, understood, and obeyed by the doctors!) when you can just make and pass a short 1 page bill in plain english?

on Oct 17, 2009

Here's a penny for your thoughts, most countries have what is termed "UNIVERSAL HEALTH CARE", including Australia. In essence this is health care for all Australians or the British, French, and so on. It costs us here in Australia 2% of income, and coveres everything, it is paid out of taxs. If you have an income exceed a certain level, you have the option of paying a higher premium or self insure (you are still covered by Medicare as well), those whon have private cover have it subsidied by the Fedral Govt, to the tune of 30% of premiums. The idea being those who can afford it go private, and those who can't use Medicare. When the Government first brought in Medicare in 1975, we went through the same as what you guys are going through, now you would be hard pressed to find someone who has a bad word about it.

If there is anything wrong with your Govt's proposal it is to hard to understand and seems ill defined in who will get what, if The US govt is serious they would have to improve the current offering to you guys as it seems to hard and cumbersome to the average punter to fathom. If it was put to the Australian Parliment it would be laughed all the way back to the drawing board.

There is nothing wrong with free health care for all, as long as all stakeholders are getting value for money, it dosen't look like you guys are getting this.

on Oct 17, 2009

One major point is, Australia is not Bankrupt, quite the opposite. We are one of the few countries to get through the Financial Meltdown, relatively unscathed. No recession, no banks going bankrupt, and very little change to employment levels. Our healthcare covers everyone, and our private insurance covers everything, these private insurers do nothing but insure health, nothing else, and they are all in profit.

So the argument that countries with free health cover are drowning under the cost burden, is total BULLSHIT.

You maybe should check out other countries that have similar systems to Australia, and you will find the same in most countries, by the way Australia offers a more comprehensive cover than the others and we are doing very well thankyou, and definitely not bankrupt, in fact in the last quarter we actually moved into positive growth figures.

If you are going to make such statements, first check your facts, we had the debate you are having back in 1975, and we had all the same arguments that are being offered here, all of which came to naught, we got Medicare, and now very few would say anything but good about the system.

Try acting like Christians and think, "What would Jesus say on the subject".

on Oct 17, 2009

Here's a penny for your thoughts, most countries have what is termed "UNIVERSAL HEALTH CARE", including Australia.

You are Australian???

 

on Oct 17, 2009

Perhaps when the US adopts the level of health care the rest of the world has, it will adopt the level of medical research the rest of the world contributes.

on Oct 18, 2009

zergimmi, none of what you said is in any way relevant. You accuse us of not "getting it", but there is more than one way to make universal care.

They had voting in soviet russia, do you say it is a democracy than? Just because they call it universal care doesn't mean that it is. It is a 1000 page monstrosity that will cripple government healthcare to the elderly to fund an inefficient beurocracy that contributes nothing.

It also does NOT establish universal health CARE, it establishes universal health INSURANCE.

on Oct 19, 2009

It also does NOT establish universal health CARE, it establishes universal health INSURANCE.

It's amazing how some people don't get that any deal, including provision of medical care, has two sides, a buyer and a supplier.

Health care is the supply.

Health insurance is (an organisation of) buyers.

By providing health insurance to all, the supply is not directly affected. Universal health insurance does not imply universal health care.

What universal health insurance will do is lower prices. Universal health insurance pools buyers and creates a monopsony. Monopsony power forces prices down.

But the lower the proces the fewer people will want to supply (and the worse the quality of the supply becomes).

Draginol once explained that there is only a finite amount of healthcare to go around, just like with any product (i.e. there is no infinite amoung of cars, which is why cars cost money). Currently that finite amount is channeled into the market according to how much every buyer is willing to pay.

Universal health insurance will bring down prices.

But it will not change the basic fact that halthcare is not an infinite resource and the fact that it lowers prices will actually make decrease the amoung of healthcare available in the market (since, for example, fewer people will want to work as doctors if the pay goes down).

Assuming a model society with 10 people (with 10 different incomes) and 3 doctors (who will provide for 3 patients each), the current system will cover 9 of the 10 people and the best of the three doctors will have the richest 3 patients.

If universal health insurance somehow managed to give all 10 patients the money to pay for their service, the 3 doctors will still only be able to cover 9 people (since their number has not increased) but there might not be 3 doctors any more since the healthcare costs went down and maybe one of the 3 finds he can work in another country for more money.

 

 

on Oct 20, 2009

yes leauki... As you say, it will actually lower overall amount of care. By forcing doctors, pharma, and other suppliers to take less money... many will reduce their production. Overall healthcare supply will decrease.

But in addition to lowering overall care amount (by creating universal INSURANCE, not universal CARE), they are eliminating choice. By forcing a government run monopoly between people and providers of care which will now decide how to run things; what treatments are "cost effective enough" to justify, etc.

It is ironic that they are both accusing republicans of having the policy of "do not get sick, if you do get sick, die quickly". Yet at the same time they are outright saying "if you are old and you are sick, you are gonna die, we are not gonna waste money prolonging your life by a few months" and declaring the need for death panels to decide who is and isn't worthy of treatment. (which of course comes from: 1. taxpayer money. 2. will be decided by politicians... and you can bet race, gender, amount of children, affluence, employment status, etc will come into play).

on Oct 21, 2009

2. will be decided by politicians...

I liked that idea for universal law services insurance.

A committe of physicians will decide which law services are necessary and how much lawyers should get paid.

People who need a lawyer won't pay as much as they can to get the most corrupt lawyer the market has to offer but will simply tell the state-run insurance company what they need and the state-run insurance company (i.e. the committe of physicians) will then decide what type of lawyer they need and how much he should get paid.

 

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