Brad Wardell's views about technology, politics, religion, world affairs, and all sorts of politically incorrect topics.
Published on March 22, 2010 By Draginol In Politics

People tend to project their hopes and dreams onto things based on their name.

They hear “health care reform” and they see their ideological allies supporting it and they assume it does all kinds of magical things.

For those of you glad that the bill passed, be aware that what was passed resembles nothing like what is in Europe or Canada. 

Here’s what it does (you can read the details at CBS News):

1. It “provides” insurance to 30 million Americans. How does it do this? They made it illegal not to buy insurance. Voila.  Seriously. That’s how they did it. If you don’t, you’re fined $695 annually.

2. They make it illegal for insurance companies to deny coverage to those with pre-existing conditions. So the person with basic math skills who figures out that $695 annually is a lot less than $6,000 annually ($500 X 12 months) can wait until they get pregnant, diagnosed with diabetes or gets into an accident and THEN buy insurance.  Thus the cost will go far up.

3. They provide subsidies to make insurance cheaper. In theory.  Since the insurance companies are barely regulated monopolies per state who now know they everyone has to buy insurance, they can raise rates (this is what happened with car insurance when it became mandatory).

The right-wingers are going crazy about it because it socializes health-care.  The left-wingers are currently happy because they don’t realize just how much they got screwed. If/when this program starts to get implemented, I think they’ll start to realize how badly they got screwed.

People on the Internet who are from overseas tend to have no real understanding of America’s healthcare system. They don’t realize that the poor already get medical coverage for free (Medicaid) and that the elderly already get medical coverage (Medicare). 

So in effect, all this bill really does is make it illegal to not have insurance. 

Maybe they should use the same system to eliminate poverty. Just make it illegal to be poor.


Comments (Page 4)
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on Mar 24, 2010

aeortar

The point is though, as an American, you should have the right to chose whether you wnat insurance or not. The consequences are your responisibility
But that's not the case if you then get shielded from the consequences of not having insurance by being guaranteed (emergency) healthcare even if you can't pay for it. In such a situation someone who chooses not to be insured is effectively choosing to have other people pay for their healthcare, which in principle seems to run completely opposite to the point you raised.

 

Health Care, pre-March/2010, in the US was the epitomy of a socialistic society.  As you noted, no one was forced to buy insurance.  Yet, everyone was guaranteed health care.  And if you rolled the dice and lost, then it would cost you.  Yes, you would still get charged, but you would not lose life, liberty or the other necessities of life to pay for it.  In other words, while you may lose a lot of money and assets, you were still guaranteed food clothing and shelter.  The sob stories you hear are not about people being denied Health care, only Health Insurance.  And if they were unable to pay, Uncles Sam paid.  If they had some money/assets, then they paid what they could.

So Yes, America took care of its own.  But it did not give a free ride to the young entrepreneur forsaking health care that got clobbered by circumstances.  He still had to pay his way.

Now?  The rich get soaked, the middle class gets squeezed, no one has the freedom of choice, and the government gets to decide who lives and dies.  Death Panels?  The funny thing is they do not have to be in the new legislation.  The Feds already are the biggest denier of coverage in the US, so by extension, they are also the biggest cause of deaths due to lack of health care to Americans.  This bill does not change that. 

Palin was only partially right.  The death panels were there all along.

on Mar 24, 2010

Cikomyr

This is not a free country and it is becoming less free every year
Don't worry about it. Being in a marginally less-free country isn't that bad. You don't even notice the difference on the long run.

Unless you say something others object to.  Just yesterday we were treated to thought control by the canadians - ala Ann coulter.  America was the last bastion of freedom, but sadly it is becoming just another throught controlled society.

on Mar 24, 2010

it's un-Constitutional.

I didn't want to have to buy car insurance.

on Mar 24, 2010

Just yesterday we were treated to thought control by the canadians - ala Ann coulter

You clearly don't know a thing about canadian political climate if you think that because there was a manifestation against Ann Coulter in Ottawa, there are no ideological divergence in our country.

Edit: Not to forget one element, how does that affect Americans that a large protest against Ann Coulter happened?

Edit2: I just found an article. http://www.torontosun.com/news/canada/2010/03/23/13336316.html As you can see, conservatives (your meaning) still have the right to say what they want. No one prevent them from saying things in the paper, writing editorials, or having their political party. But no one is preventing other peoples to protest against a very controversial and antagonising pundit.

on Mar 24, 2010

I didn't want to have to buy car insurance.

Then don't.

Not even European countries like Germany force you to buy car insurance unless you buy a care and use it on publicly owned roads.

 I don't have car insurance. Would hate it if there were a law forcing me to get it.

 

on Mar 24, 2010

Then don't.

Not even European countries like Germany force you to buy car insurance unless you buy a care and use it on publicly owned roads.

Indeed. But if you had no choice to use that car, then you'd be forced to buy that insurance, because nobody wants you to become a liability on the road.

Can you not use your health? Never be exposed to sickness, danger and cancer?

on Mar 24, 2010

Indeed. But if you had no choice to use that car, then you'd be forced to buy that insurance, because nobody wants you to become a liability on the road.

If I choose to become a danger for others, I will have to take action to make sure I limit this danger appropriately. I don't find anything wrong with that.

 

Can you not use your health? Never be exposed to sickness, danger and cancer?

I am all for forced health insurance.

I just don't think it's the same as car insurance, which is completely voluntarily and depends only on my decision to use a car or not. I guess doctors are forced to buy malpractice insurance. But that doesn't mean that malpractice insurance is something that is forced on EVERYONE.

 

on Mar 24, 2010

I just don't think it's the same as car insurance, which is completely voluntarily

Not here it isn't.

If I choose to become a danger for others, I will have to take action to make sure I limit this danger appropriately. I don't find anything wrong with that.

So you're a danger to others simply because you drive?

on Mar 24, 2010

Infidel

I just don't think it's the same as car insurance, which is completely voluntarily


Not here it isn't.

This is ridiculous. It's not uncommon to hear news of someone involved in an auto accident that doesn't even have a drivers license let alone auto insurance. Maybe if our benevolent government has the IRS control auto insurance things will change. Until then, apples and oranges. One can even buy that cheap auto insurance that doesn't pay out, in some states, just to get a check in the box. Hell, just to show how well regulated all that is, not auto insurance per se but, I forgot to register my car until recently. I drove it around for 14 months, until one day I was looking for the registration. I thought I'd paid it, and mailed it in, but I didn't. Had I been pulled over it would have cost me, instead I saved some money.

Good Democrat talking point though.

on Mar 24, 2010

This is ridiculous. It's not uncommon to hear news of someone involved in an auto accident that doesn't even have a drivers license let alone auto insurance. Maybe if our benevolent government has the IRS control auto insurance things will change. Until then, apples and oranges. One can even buy that cheap auto insurance that doesn't pay out, in some states, just to get a check in the box. Hell, just to show how well regulated all that is, not auto insurance per se but, I forgot to register my car until recently. I drove it around for 14 months, until one day I was looking for the registration. I thought I'd paid it, and mailed it in, but I didn't. Had I been pulled over it would have cost me, instead I saved some money.

All of this is the problem caused by bad law enforcement, not bad legislation.

Seriously, is your country falling appart?

on Mar 24, 2010

Seriously, is your country falling appart?

Ask the proper people http://www.whitehouse.gov/contact

on Mar 24, 2010

Auto insurance requirements are created and enforced by the states, and only apply to those who wish to drive. You have the option to walk, bike, take public transit, carpool, or otherwise get a ride if you can't or won't buy auto insurance.

Medical insurance is now a federal requirement, and applies to everyone, period. The only option you have to avoid it (and the fines and potential jail time for noncompliance) is to be dead.

It's really not an apt comparison at all.

on Mar 24, 2010

I didn't want to have to buy car insurance.

I find it interesting how some continue to compare car insurance with health insurance. They are not the same thing. If you get hurt in your car does your car insurance handle the bill? No, your healthcare insurance does, if you don't have any, Emergancy does and either the Gov't pics up the tab or you get billed later. But car insurance does handle accidents you caused to others or what other cause to you. Does healthacre insurance help someone else if you are responsible for their healthcare problem? Not that I know of, thats why people sue.

In simple terms car insurance is in case you hit someone else or they hit you.

Health insurance is incase you yourself need medical care.

That is why car insurance is mandated, because it's not fair that you incompetence or bad luck behind the wheel caused someone else pain and suffering.

Now, can we all drop this whole car insurance vs health insurance comparison already?

on Mar 24, 2010

Seriously, is your country falling appart?

LOL, you make it seem as if this does not happen where you are from. Utopia must be as good as they say, right?

on Mar 24, 2010

Not here it isn't.

Well, I don't know where you live, but here in Ireland I only have to get car insurance unless I want to drive.

 

So you're a danger to others simply because you drive?

Apparerently. You spoke of a liability, I call it a danger. Either way the law says, here, that I must get car insurance if I want to drive a car on a public road.

 

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